After a storm, your roof may have hidden damage that could lead to expensive repairs if ignored. Here's a quick guide to ensure your safety, protect your home, and prepare for insurance claims:
- Start Safely: Inspect from the ground using binoculars. Avoid climbing onto the roof yourself.
- Look for Damage: Check for missing shingles, dents in metal parts, cracked skylights, and clogged gutters.
- Document Everything: Take photos of all damage and keep receipts for cleanup and repairs.
- Clean Up Carefully: Remove debris, clear gutters, and ensure proper water drainage away from your home.
- Call Experts When Needed: For structural damage, heavy debris, or insurance claims, hire a professional roofing contractor.
Staying proactive with inspections and repairs can prevent future issues and save you money.
What Storms Do to Your Roof and How to Fix It | Storm Ready
Safety First: Precautions for Post-Storm Roof Cleanup
Before diving into any roof inspection or cleanup after a storm, your safety should be the top priority. Storm-damaged roofs can hide serious dangers, significantly increasing the risk of injury. According to the National Safety Council, falls are the leading cause of home-related injuries, resulting in over 6,000 deaths annually in the U.S., many of which involve ladders and roof work. Additionally, FEMA highlights that electrical hazards, especially from downed power lines and water intrusion, result in thousands of injuries after storms each year.
Start with a Ground-Level Inspection
Begin your damage assessment from the ground - no exceptions. Walk around your house and use binoculars or a zoom-capable camera to check for missing shingles, damaged flashing, or debris. This method allows you to identify obvious issues while keeping yourself safe.
Pay close attention to any sagging areas, holes, or misaligned roof sections, and take photos to document the damage. These photos will prove invaluable when filing insurance claims.
Avoid the temptation to climb onto the roof yourself. Professional contractors often have tools and expertise to perform detailed assessments without requiring you to take unnecessary risks.
Once you’ve done a ground-level check, focus on spotting potential electrical hazards that may not be immediately visible.
Stay Clear of Electrical Dangers
Electrical hazards are a serious concern after storms. Downed power lines and electrically charged standing water can be life-threatening. If you suspect damage, shut off your main power immediately and steer clear of any exposed wiring or water near electrical equipment.
Even a small puddle of water can conduct electricity, and wet conditions amplify the risk of electrical shock. If you notice standing water near outlets, wiring, or other electrical components, treat the entire area as dangerous.
Understanding these risks makes proper safety gear and precautions even more critical.
Gear Up for Safety
If it’s safe to use a ladder for closer inspections or minor cleanup, make sure you’re equipped with the right safety gear. Essentials include:
- A hard hat to protect against falling debris
- Safety goggles to shield your eyes from dust and particles
- Heavy-duty gloves to guard your hands against sharp objects
- Non-slip boots with solid traction
When setting up a ladder, ensure it’s on stable, level ground. Have someone hold it for added security, and always maintain three points of contact. Never use a ladder in high winds, on slippery surfaces, or if the ground is unstable.
For more complex or hazardous situations, it’s best to leave the work to professionals. In Colorado Springs and Pueblo, Old World Roofing offers 24-hour emergency response services. They can safely assess storm damage and even assist with insurance claims.
Keep in mind that many injuries occur when homeowners attempt to climb onto wet, unstable roofs without the right equipment or training. Professional contractors have the tools, training, and experience to safely handle conditions that are dangerous for the average person. Prioritize safety and don’t hesitate to call in the experts when needed.
Check for Roof Damage
Once you're sure it's safe, it's time to carefully inspect your roof for any signs of damage. According to the Insurance Information Institute, wind and hail damage made up nearly 34% of all homeowners insurance claims in the U.S. between 2017 and 2021, making it the leading cause of property loss. This highlights the importance of a thorough inspection to safeguard your home and ensure your insurance claims are accurate.
Start by observing from the ground using binoculars or a zoom camera. Storm damage can sometimes be subtle, and missing it early could lead to expensive repairs later on. Pay close attention to specific parts of your roof to identify visible issues.
Look for Shingle Problems
Begin your inspection with the shingles, as they often bear the brunt of storm damage. Missing shingles are a major red flag since they expose the underlayment, leaving your roof vulnerable to water damage.
Also, check for cracked or broken shingles. Even if they’re still in place, their integrity might be compromised. Misaligned shingles are another sign to watch for, as they could indicate adhesive failure or damage caused by strong winds or hail.
Granule loss is another telltale sign of shingle wear. These tiny particles shield shingles from UV rays and the elements. After a storm, check your gutters for granule buildup - this might signal widespread damage across your roof.
Make sure to document any damage with clear photos. This will not only help with insurance claims but also assist roofing professionals in assessing the necessary repairs.
Check Flashing and Metal Parts
Next, inspect metal components like ridge caps, drip edges, and flashing. Ridge caps, which cover the peak of your roof where two slopes meet, may show dents, misalignment, or displacement after a storm.
Take a close look at the drip edges, the metal strips along the roof's edges that guide water away from the fascia. Storms can bend these strips or create gaps, allowing water to seep into your roof structure. Similarly, inspect soffit vents for dents or other signs of damage that could affect roof ventilation.
Pay special attention to flashing, which seals areas around chimneys, skylights, and other roof penetrations. Even minor dents or bends in these metal strips can let water in, leading to leaks and structural problems. Hail damage on metal typically looks like small, round dents, while wind damage often results in bent or twisted pieces.
Check Skylights, Vents, and Chimneys
Storms often leave skylights, vents, and chimneys particularly vulnerable to damage. Start with your skylights, inspecting the glass or plastic for cracks and checking the seals around the edges. Even if the skylight itself seems fine, damaged seals can allow water to leak through.
Next, examine your roof vents. Look for cracks in the vent housing and ensure vent caps are intact and free of debris. Damaged or blocked vents can impact your home's energy efficiency and air quality.
For chimneys, check both the structure and the surrounding areas. Look for loose or missing mortar, cracked chimney caps, or damaged flashing where the chimney meets the roof. Inspect seals thoroughly to prevent water from seeping in.
The National Roofing Contractors Association suggests inspecting your roof at least twice a year and after major storms to catch issues early. If you notice significant damage or feel uncertain about the condition of your roof, it’s best to call in a professional. In Colorado Springs and Pueblo, Old World Roofing has 48 years of experience in storm damage assessments and can help you evaluate and document damage for insurance purposes.
Clean Gutters and Downspouts
Once you've inspected your roof, it's time to tackle your gutters and downspouts. Clogged gutters are responsible for up to 60% of home water damage following severe storms. This makes clearing them a top priority in your post-storm cleanup.
Storm debris like leaves, branches, and shingle granules can quickly block gutters, disrupting water flow. If water can't drain properly, it may back up onto your roof or overflow near your foundation, leading to serious structural issues.
Clear Out Debris
After checking your roof, shift focus to your gutters. You'll need a sturdy ladder, heavy-duty gloves, a gutter scoop (or small trowel), a garden hose, and either a bucket or tarp. Safety is key, so wear non-slip shoes and goggles.
Set your ladder on stable ground, keeping it well away from power lines. Start by removing large debris like leaves and branches by hand, working systematically along the gutters. Use your scoop or trowel to clear out smaller debris, especially in corners and joints where buildup is common.
Keep an eye out for shingle granules, as their presence could indicate roof damage. Once the visible debris is gone, flush the gutters with a garden hose to ensure water flows freely. If you encounter stubborn clogs in the downspouts, a plumber's snake or a pressure washer attachment can help clear the blockage.
Look for Damage
While cleaning, inspect your gutters closely for storm-related damage. Check for sagging sections, which might mean fasteners are loose or damaged. Look for cracks, holes, or dents caused by hail or debris, as these can lead to leaks and overflow. Examine seams and attachments for gaps or loosened fasteners caused by strong winds.
Don't overlook your downspouts. Check for disconnections or dents, as these can lead to rust and long-term deterioration if not addressed promptly. Take clear photos of any damage for insurance purposes.
Make Sure Water Drains Properly
After cleaning and inspecting, test your gutter system to ensure proper drainage. Use a garden hose or observe during rainfall to confirm that water flows smoothly.
Watch for warning signs like overflowing gutters, slow-draining downspouts, or water pooling near your foundation. Downspouts should direct water at least 3 to 6 feet away from your home. Pooling water near the foundation can lead to basement flooding, soil erosion, and structural damage over time. Adding splash blocks or downspout extensions can help guide water further away.
If water pools in your gutters, adjust their slope - about 1/4 inch per 10 feet is ideal for proper drainage.
One example of the importance of gutter maintenance comes from a homeowner in Colorado Springs. After a severe hailstorm, they neglected to clean their clogged gutters. Over time, water overflowed and pooled near the foundation, causing basement flooding and over $5,000 in repairs. Old World Roofing stepped in to replace the damaged gutters and install guards, preventing future issues and highlighting the importance of timely care.
If your gutters are severely damaged or you’re unsure about making repairs safely, consider hiring a professional. In Southern Colorado, Old World Roofing provides thorough storm damage assessments, including gutter inspections, repairs, and help with insurance documentation.
Check Inside Your Home and Attic
After a storm, it’s crucial to inspect your home’s interior for any signs of damage. Indoor water issues account for nearly 29% of homeowner claims, with an average cost of $10,000–$12,000 per incident. Make sure to check your home within the first 24–48 hours to catch problems early.
Look at Ceilings and Walls
Start by examining your ceilings and walls. Watch for water stains, bubbling or peeling paint, and soft spots that could indicate leaks. Run your hand over the surface to feel for softness, and take note of any musty odors - these are often signs of moisture buildup and potential mold growth.
Check Attic Insulation and Wood
Move to the attic with a flashlight, gloves, and a mask for safety.
Inspect the insulation carefully. Wet insulation typically looks darker than dry areas, feels heavier, and may appear compressed. These conditions can quickly lead to mold if not addressed. Also, check for sunlight streaming through the roof, as this indicates holes or gaps in the roofing that need immediate attention.
Examine wooden beams and rafters for water stains or damp patches. Fresh water damage often appears as dark streaks, while older damage may show lighter stains with dry surfaces. Keep an eye out for early signs of mold. Be cautious while navigating the attic - avoid stepping on wet or unstable surfaces. If you notice widespread dampness or structural issues, leave the area and consult a professional.
Once you’ve finished inspecting the attic, move on to the basement and windows.
Check Basement and Windows
In the basement, look for water pooling on the floors. This could signal that roof or gutter problems are allowing water to seep down to the foundation.
Inspect window sills and panes for moisture or condensation, which may point to seal failures. Check frames for cracks or gaps that could have worsened during the storm. Additionally, examine the corners of basement walls and windows for mold growth, as these areas are prone to moisture accumulation. Even small mold patches should be addressed immediately to avoid health risks and further damage.
A homeowner in Colorado Springs learned the importance of a detailed indoor inspection after spotting a small water stain on their living room ceiling following a hailstorm. Upon investigating their attic, they discovered damp insulation and early mold growth that had gone unnoticed. Acting quickly, they were able to make targeted repairs and address the mold before the situation escalated.
If you uncover major leaks, significant mold growth, or structural concerns during your inspection, don’t hesitate to call a professional. Old World Roofing offers storm damage assessments across Southern Colorado, including evaluations for interior water damage, emergency repairs, and help with insurance claims to ensure homeowners can address storm-related issues promptly and efficiently.
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Remove and Dispose of Debris
After completing your indoor inspection, the next step is clearing out debris. This process is crucial, not just for cleanup but also for documenting damage - an essential part of any insurance claim. Think of this as the bridge between inspecting your home and starting the recovery process.
Take Photos Before Cleanup
Before you touch anything, grab your camera or smartphone and document the damage. Take wide-angle shots to capture the entire roof, along with close-ups of specific problem areas. Focus on fallen branches, damaged shingles, bent flashing, and debris in gutters or on the ground. If possible, include timestamps to show when the damage occurred in relation to the storm.
Organize these photos and back them up in multiple locations, like cloud storage, to ensure they're safe. Once you've got your evidence secured, you can start removing the debris.
Remove Large Branches and Debris
Large debris, like heavy branches, can worsen roof damage if left too long. Removing it promptly is important, but your safety comes first - never attempt to climb onto a roof that’s wet, icy, or unstable.
Start by removing what you can safely reach from the ground. A roof rake or a long-handled broom can help clear smaller debris like leaves and twigs. Stick to non-metal tools to avoid damaging shingles.
For larger branches, if you need to climb onto the roof, use a sturdy extension ladder and have someone assist you. Lift branches carefully to avoid scraping or puncturing the shingles, and break debris into smaller pieces to minimize further damage. Pay close attention to areas where branches were resting, as they can sometimes hide issues like punctured shingles or damaged flashing.
If the debris is too heavy or the roof feels unstable, don’t risk it. Call a professional roofing contractor to handle the situation safely.
Get Rid of Standing Water
Standing water is a ticking time bomb for leaks, mold, and structural issues. Mold can start forming in as little as 24 to 48 hours if moisture isn't addressed. Removing water quickly is essential for protecting your home and complements the earlier inspection efforts.
For flat areas, use a wet/dry vacuum or a mop to clear pooled water. On sloped sections, focus on unclogging gutters and downspouts that might be causing water to back up onto the roof. If water keeps accumulating due to damaged gutters or poor drainage, address these issues immediately to prevent long-term damage.
Pay extra attention to areas around chimneys, vents, and skylights. These spots are prone to leaks and need thorough drying to avoid additional moisture problems.
Proper Debris Disposal
When disposing of debris, separate organic materials like branches and leaves from construction debris such as damaged shingles or flashing. Many municipalities have specific rules for storm debris disposal, so check your local guidelines. Yard waste and damaged materials should be handled according to these regulations.
Keep all receipts related to cleanup costs, as they might be reimbursable through your insurance claim. If you’re dealing with a large amount of debris, renting a dumpster or scheduling a municipal bulk pickup can save you time and effort compared to relying on regular trash service.
Avoid dumping debris into storm drains or blocking public pathways. If you’re unsure about the correct disposal methods, reach out to your local waste management department for advice. Prioritizing proper cleanup and disposal not only helps your recovery process but also ensures you’re complying with local regulations.
When to Call a Professional
Sometimes, tackling roof repairs on your own just isn’t safe or practical. Certain situations demand the expertise of professionals to avoid injuries, prevent further damage, and ensure everything is fixed properly. Here’s when you should call in the pros:
Major Structural Damage
If your roof shows sagging lines, significant leaks, or widespread shingle loss, it’s a clear sign of serious trouble that needs urgent professional attention. A visibly sagging roof or water pouring into your attic are red flags that shouldn’t be ignored. In cases where parts of the roof have collapsed, it’s critical to have a licensed contractor assess the damage before any repairs begin. These situations require trained professionals to address the issue safely and effectively.
Dangerous or Heavy Debris
Dealing with debris isn’t always straightforward - some hazards are better left to the experts. For instance, fallen power lines, sharp objects, or heavy materials can be extremely dangerous to handle on your own. Roofing contractors are equipped with safety gear like harnesses and helmets and follow strict safety protocols to protect themselves and your property. If you’re faced with hazardous debris, it’s best to step back and let the professionals take over.
Insurance Claim Help
Navigating the insurance claim process after a storm can be overwhelming, but professionals can make it much easier. For example, Old World Roofing offers storm damage assessments and insurance claim assistance, including free inspections, detailed damage documentation, and emergency response services. Statistics show that homeowners who rely on professional documentation and assessments are 30% more likely to receive full compensation for storm-related roof damage. Whether you need emergency tarping, a thorough damage report, or a complete roof replacement, their team can handle both immediate fixes and long-term restoration projects efficiently.
Get Ready for Insurance Claims
Once you've taken those initial damage photos, the next step in preparing your insurance claim is to gather detailed documentation before reaching out to your insurer. A well-prepared claim can make the process much smoother and help you avoid long delays or repeated requests for additional information. The goal is to create a clear and thorough record of the storm's impact, including what happened, when it occurred, and the extent of the damage. Here’s how to get started:
Take Photos of Damage
Photos and videos are some of the most important pieces of evidence for your claim. Start by taking wide shots to show the overall damage, then zoom in for close-ups of specific problem areas. Make sure to document both the exterior and interior of your property, including damaged shingles, bent flashing, clogged gutters, water stains on ceilings and walls, and any issues with attic insulation.
For best results, ensure your images are well-lit and focused. Avoid editing or applying filters - insurance companies require unaltered photos. To stay organized, add timestamps and labels to each file.
Videos can also be incredibly useful, especially for capturing things like water leaks or structural damage that might not be as obvious in still photos. Walk through the damaged areas while recording, and narrate what you're seeing to provide context.
Write Down Storm Details
Keeping a record of the storm itself is another crucial step. Write down the date, time, and type of storm you experienced - whether it involved hail, strong winds, heavy rain, or a mix of conditions.
Save any relevant bulletins or alerts from the National Weather Service, local news outlets, or emergency services to confirm the severity of the event. This evidence can help demonstrate that the damage was caused by a legitimate storm rather than regular wear and tear.
Additionally, note how long the storm lasted and any details about its intensity. If neighboring properties experienced similar damage, mention this in your documentation to further support your claim.
Keep Receipts and Estimates
To strengthen your claim, you'll need to provide proof of all storm-related expenses. Start saving receipts for emergency repairs, materials, and any services you hired for cleanup or temporary fixes. This includes costs for debris removal, tarps, nails, inspections, and emergency tarping.
For larger repairs, such as roof replacements, get written estimates from reputable contractors. These assessments can carry a lot of weight with insurance adjusters and help establish the true cost of repairs. For instance, companies like Old World Roofing offer detailed inspection reports and damage assessments that insurance companies often require. They may also provide warranties, which can further support your claim.
To stay organized, create both digital and physical copies of all receipts, estimates, and other documents. Store digital files in labeled folders and back them up to cloud storage or an external drive. Keep physical copies in a dedicated folder for easy access.
Finally, review your insurance policy to understand specific requirements. Some insurers have guidelines for photo resolution, report formats, or deadlines for filing claims. Following these instructions can help streamline the entire process and reduce the chances of delays.
Prevent Future Storm Damage
Taking steps to protect your roof before the next storm hits can save you from costly repairs and stress down the road. Once immediate damage is addressed, focus on these preventative measures to strengthen your roof against future weather events.
Get Regular Roof Inspections
Scheduling professional roof inspections twice a year - in spring and fall - can help you catch potential problems early. These inspections build on any post-storm evaluations and ensure your roof remains in good condition.
Seemingly minor issues like loose shingles, compromised flashing, or small leaks can weaken your roof over time, even if they don't appear serious at first. If left unresolved, these problems can lead to water damage, mold, poor energy efficiency, and a shorter roof lifespan, especially when the next storm rolls in.
For homeowners in areas like Colorado Springs and Pueblo, where hail and severe weather are common, professional inspections are even more important. Many contractors in these regions offer free inspections and have the expertise to spot problems that might go unnoticed by an untrained eye.
Take Old World Roofing, for example. With 48 years of experience in Southern Colorado, they understand the challenges posed by local weather. As both an Owens Corning Platinum Preferred Contractor and a CertainTeed Master Shingle Applicator, they provide detailed assessments and offer factory-backed warranties of up to 20 years for repairs and upgrades.
During an inspection, professionals will focus on areas most vulnerable during storms, such as damaged shingles, flashing around roof joints, chimney seals, skylights, vents, and gutter attachment points. They'll also check your attic for signs of trouble, like water stains, damaged insulation, or sunlight seeping through - all indicators of potential roof issues that could worsen in bad weather.
Add Protective Features
Once vulnerabilities are identified, consider making targeted upgrades to improve your roof's storm resistance.
- Gutter guards: These prevent clogs caused by leaves and branches during storms, ensuring proper drainage and reducing the risk of pooling water that can lead to leaks or structural damage.
- Reinforced flashing: Upgrading to stronger flashing provides better protection for roof joints, which are common entry points for water during heavy rain and high winds.
- Hurricane straps or clips: These secure your roof structure to your home’s walls, reducing the risk of roof loss during severe wind events. According to FEMA, homes with these reinforcements are up to 50% less likely to experience major roof damage during storms. While designed for hurricane-prone areas, they’re also effective in protecting against Colorado's intense windstorms.
- Impact-resistant shingles: In hail-prone areas, these shingles can withstand larger hailstones, reducing the chance of punctures or cracks that lead to leaks.
Trim Tree Branches
In addition to inspections and upgrades, regular tree maintenance can help minimize external risks to your roof. Overhanging branches pose a significant threat during storms, as they can tear shingles or even cause structural damage if they fall.
To protect your roof, trim back any branches that hang over or are close to your home before storm season begins. This step is especially important for older or dead trees, which are more likely to lose limbs in high winds.
Removing hazardous branches - or even entire dead trees - before they become a problem is a smart investment. Storms often uproot trees, creating dangerous situations, but addressing these risks in advance protects both your roof and your family’s safety. Regular landscape maintenance, including clearing loose branches and ensuring proper drainage around your property, also helps prevent long-term damage. Poor drainage, for instance, can weaken your home's foundation and roof structure over time.
The value of professional tree trimming and removal services becomes clear during severe weather. According to the Insurance Information Institute, wind and hail damage accounted for nearly 34% of all homeowners insurance claims between 2017 and 2021. Many of these claims could be avoided with proper tree care and proactive roof maintenance.
Finally, keep detailed records of all inspections, maintenance, and upgrades. This documentation not only helps with future insurance claims but also demonstrates the steps you've taken to safeguard your property from storm damage.
Conclusion
Cleaning up your roof after a storm requires quick action and careful attention to safety. This guide highlights key steps, from prioritizing safety measures to seeking professional help when needed. Always start with ground-level inspections and use the right equipment to avoid unnecessary risks.
Equally important is documenting the damage thoroughly. Take clear photos, jot down detailed notes about when the storm occurred, and keep receipts for any emergency fixes. These steps are crucial for filing a strong insurance claim. According to the Insurance Information Institute, wind and hail damage made up nearly 34% of all homeowners insurance claims between 2017 and 2021, showing just how vital proper documentation can be.
One of the biggest challenges is identifying hidden damage, which can cause long-term issues. Water stains that show up days later, damp insulation in the attic, or weakened roof decking might not be obvious at first but can lead to serious structural problems if ignored. Local professionals can help uncover and address these hidden threats. Their trained eyes often catch what others might overlook, ensuring your home gets the repairs it truly needs.
For those living in Colorado Springs, Pueblo, and nearby areas, Old World Roofing offers a reliable solution for storm recovery. They provide emergency response services, detailed damage assessments, and assistance with insurance claims. With their local knowledge and factory-backed warranties lasting up to 20 years, they ensure your roof is built to withstand future storms.
Looking ahead, regular maintenance and timely inspections are your best defenses against future storm damage. The actions you take now - whether it’s cleaning up or hiring the right professionals - lay the groundwork for a stronger, more resilient home in the face of whatever storms may come.
FAQs
What are the key signs of roof damage after a storm that I should check for?
After a storm, taking a close look at your roof is crucial, even if everything seems fine at first glance. Keep an eye out for missing or loose shingles, cracked or dented shingles, or signs of granule loss - all of which can leave your roof more exposed to future damage. Inside your home, check for water stains or leaks on your ceilings or in the attic. These could hint at hidden problems you might not see from the outside.
Don’t forget to examine areas like the flashing around chimneys and vents for damage. Also, watch for any sagging or deformed sections of the roof, as these could point to deeper structural issues.
If anything seems off, or if you're unsure about what you're seeing, reaching out to a professional roofing contractor is a smart move. They can provide a thorough inspection and handle any necessary repairs.
What steps should I take to ensure my roof insurance claim is approved after storm damage?
When dealing with roof damage from a storm, taking the right steps can make all the difference in getting your insurance claim approved. Start by thoroughly documenting the damage - take clear, well-lit photos and jot down detailed notes about the affected areas. This initial evidence is crucial.
Next, reach out to a licensed roofing contractor, like Old World Roofing, for a professional evaluation. They can provide a comprehensive report and an accurate repair estimate, which will strengthen your case with the insurance company.
Make sure to file your claim promptly. Keep copies of all your communications, including emails, claim forms, and any other correspondence. Staying organized and proactive throughout the process not only simplifies things but also improves your chances of getting the claim approved.
When should you contact a professional for roof inspection and repairs after a storm?
If a storm has left your roof in rough shape - whether it’s visible damage, leaks, or structural problems - it’s important to bring in a professional. Look out for warning signs like missing shingles, sagging sections, or water stains on your ceilings or walls. These are clear signals that your roof needs expert care.
Getting a professional inspection is crucial because not all damage is obvious. Experts can spot hidden issues that, if ignored, might lead to expensive repairs later. Plus, addressing the damage quickly can make the insurance claims process smoother and help prevent your home from suffering further harm.